456 Loma Street Waterloo, IA 50701
Listing Courtesy of: IOWA NORTHEAST / Century 21 Signature Real Estate / Alissa-Peyton "Alissa" Folken

  456 Loma Street Waterloo, IA 50701

Active (4 Days)
$221,000
3
BED
1
BATH
1,586
SQFT

Description

This beautifully maintained 3-bedroom, 1-bath home offers fresh updates and inviting spaces throughout. The living room features large front windows and soft carpet, while the kitchen includes white appliances, ample cabinetry, and generous counter space. The main bedroom is spacious, and the additional bedrooms provide flexibility. The bathroom has been tastefully updated with modern finishes. A bright 3-season porch with sliding glass doors leads to the concrete patio and landscaped backyard with lush grass and flowers. The partially finished basement adds extra living space, abundant storage, laundry, and a workshop complete with a built-in workbench. Located on Loma St., this home sits in an ideal spot between Waterloo and Cedar Falls. It’s close to bike trails, George Wyth Memorial State Park, and the Cedar Valley Arboretum—offering plenty of outdoor recreation nearby while keeping city conveniences within easy reach. Key Updates & Features 2018: New roof 2019: New furnace & water heater 2019: New insulation in walls, attic, and garage Newer windows New sump pump battery (2019) Two sump pumps (NE & SW sides) with newer water backup system on the finished side Water backup sump pump new in June 2024 Garage door coil replaced June 2025 Water softener stays with the house Fall furnace inspection already paid for

MLS #:
20254230
Taxes
$3,501
Lot Size
0.28 acres
Type
Single-Family Home
Year Built
1955
County
Black Hawk County

Listed By

Alissa-Peyton "Alissa" Folken, Century 21 Signature Real Estate
Source
IOWA NORTHEAST
Last checked Sep 1 2025 at 7:02 AM GMT-0500
Bathroom Details
  • Full Bathroom: 1
Property Features
  • Fireplace: None
Heating and Cooling
  • Forced Air
  • Central Air
Basement Information
  • Block
  • Partially Finished
Exterior Features
  • Wood Siding
  • Roof: Asphalt
  • Roof: Shingle
Utility Information
  • Utilities: Water Source: Public
  • Sewer: Public Sewer
  • Fuel: Hvac
School Information
  • Elementary School: Cedar Heights Elementary
  • Middle School: Peet Junior High
  • High School: Cedar Falls High
Garage
  • 1 Stall
Living Area
  • 1,586 sqft
Location
   
Calculate drive times to this property
 
Powered by INRIX® Drive Time

Powered by Walk Score®

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Aug 29, 2025
Price Changed
$221,000
-1%
-3,000
Aug 28, 2025
Original Price
$224,000
-
-

Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
%
Mortgage calculator estimates are provided by C21 Signature Real Estate and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2025 Iowa Northeast Regional Board of Realtors. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/1/25 00:02